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How Valon Built a FinTech Platform That Scaled Like an Enterprise, Without Startup Growing Pains

Item: Bettr
Rating: 5
Author: Client

A secure, compliant, and modular financial technology foundation engineered for high-volume transactions, strict regulatory controls, and rapid feature development from day one.

Type

FinTech Platform

Type

FinTech Platform

Type

FinTech Platform

Platform

Web

Platform

Web

Platform

Web

Industry

Financial Services

Industry

Financial Services

Industry

Financial Services

Valon

Valon is a next-generation FinTech platform designed to manage regulated financial workflows at enterprise scale, including payment processing, loan servicing, identity verification, and regulatory reporting. With millions of dollars moving through the system each week, the platform needed to be fast, compliant, modular, and resilient. Any downtime, data leak, or audit failure would be catastrophic. Valon’s leadership needed to move quickly without falling into the common scaling and compliance traps most FinTech startups hit within their first 18 months.

KEY RESULTS

Beyond immediate performance gains, Valon’s engineering foundation unlocked long-term stability and unrestricted growth.

99.9%

uptime from day one with zero compliance violations

99.9%

uptime from day one with zero compliance violations

99.9%

uptime from day one with zero compliance violations

50+

engineers onboarded smoothly, scaling from a 5-person core team without productivity drop

50+

engineers onboarded smoothly, scaling from a 5-person core team without productivity drop

50+

engineers onboarded smoothly, scaling from a 5-person core team without productivity drop

300%+

faster feature development compared to typical MVP teams

300%+

faster feature development compared to typical MVP teams

300%+

faster feature development compared to typical MVP teams

$100K+

saved in avoided compliance penalties and rebuild costs

$100K+

saved in avoided compliance penalties and rebuild costs

$100K+

saved in avoided compliance penalties and rebuild costs

THE Challenge

FinTech founders face a familiar paradox: Grow fast enough to win the market, but build stable enough to pass regulation. Many early-stage teams cut corners by building quick monolithic MVPs, relying heavily on third-party services, or skipping automated guardrails, choices that work temporarily, until growing transaction volumes expose the cracks.

This usually results in:

Compliance risk during audits

Systems slowing under transaction surges

Expensive rewrites that delay growth by months

Valon wanted to avoid this trap entirely. They chose to build a scalable, compliant foundation from day one.

THE SOLUTION

Better Software partnered with Valon through a Team Augmentation model, embedding senior engineers and architects directly into Valon’s team to build the platform’s core systems with enterprise-grade stability, modularity, and compliance readiness, without slowing velocity.

OUR APPROACH

Modular Architecture

290+ domain-specific modules enabling independent development, parallel scaling, and clean ownership boundaries

Modular Architecture

290+ domain-specific modules enabling independent development, parallel scaling, and clean ownership boundaries

Modular Architecture

290+ domain-specific modules enabling independent development, parallel scaling, and clean ownership boundaries

Type Safety Everywhere

End-to-end TypeScript and Python typing to eliminate entire classes of runtime failures

Type Safety Everywhere

End-to-end TypeScript and Python typing to eliminate entire classes of runtime failures

Type Safety Everywhere

End-to-end TypeScript and Python typing to eliminate entire classes of runtime failures

Testing-First Engineering

7,500+ automated tests ensuring every release passed regulatory audit standards

Testing-First Engineering

7,500+ automated tests ensuring every release passed regulatory audit standards

Testing-First Engineering

7,500+ automated tests ensuring every release passed regulatory audit standards

Internal Frameworks

TECHNOLGY USED

The Impact

This strong foundation solved Valon’s most critical technical and regulatory challenges, unlocking enterprise-grade performance while maintaining startup-speed delivery.

Before

Challenges

Risk of technical bottlenecks & growing debt

Compliance risks & penalties

Systems failing beyond 10K+ daily transactions

Slow feature delivery & painful merge cycles

After

Software

Modular domains enabling 5–10 teams to build in parallel

Zero compliance violations during rapid scaling

Architecture scaled to enterprise transaction volumes

15–20 features shipped per month consistently

LESSONS FOR OTHERS FOUNDERS

In regulated industries, strong foundations aren’t a luxury, they’re survival insurance.

Modularity, type safety, and automated testing compound in value as teams grow.

Early architectural investment typically pays back within 6–12 months

Better Software helped Valon build an enterprise-grade FinTech platform from day one, proving that startups don’t have to choose between speed and stability. With the right engineering approach, you get both.